The Color Of Wealth

For every dollar owned by the average white family in the United States, the average family of color has less than a dime. Why do people of color have so little wealth? The Color of Wealth lays bare a dirty secret: for centuries, people of color have been barred by laws and by discrimination from participating in government wealth-building programs that benefit white Americans. This accessible book—published in conjunction with one of the country’s leading economics education organizations—makes the case that until government policy tackles disparities in wealth, not just income, the United States will never have racial or economic justice. Written by five leading experts on the racial wealth divide who recount the asset-building histories of Native Americans, Latinos, African Americans, Asian Americans, and European Americans, this book is a uniquely comprehensive multicultural history of American wealth. With its focus on public policies—how, for example, many post–World War II GI Bill programs helped whites only—The Color of Wealth is the first book to demonstrate the decisive influence of government on Americans’ net worth.

Forty acres or a savings bank -- Capitalism without capital -- The rise of black banking -- The new deal for white America -- Civil rights dreams, economic nightmares -- The decoy of black capitalism -- The free market confronts black poverty -- The color of money matters

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France has long defined itself as a color-blind nation where racial bias has no place. Even today, the French universal curriculum for secondary students makes no mention of race or slavery, and many French scholars still resist addressing racial questions. Yet, as this groundbreaking volume shows, color and other racial markers have been major factors in French national life for more than three hundred years. The sixteen essays in The Color of Liberty offer a wealth of innovative research on the neglected history of race in France, ranging from the early modern period to the present. The Color of Liberty addresses four major themes: the evolution of race as an idea in France; representations of "the other" in French literature, art, government, and trade; the international dimensions of French racial thinking, particularly in relation to colonialism; and the impact of racial differences on the shaping of the modern French city. The many permutations of race in French history—as assigned identity, consumer product icon, scientific discourse, philosophical problem, by-product of migration, or tool in empire building—here receive nuanced treatments confronting the malleability of ideas about race and the uses to which they have been put. Contributors. Leora Auslander, Claude Blanckaert, Alice

Shapiro, the author of "Black Wealth/White Wealth, " blends personal stories, interviews, empirical data, and analysis to illuminate how family assets produce dramatic consequences in the everyday lives of ordinary citizens.

"Congratulations to Drs. Nembhard and Chiteji and the authors included in this much needed volume of work! Their book offers the perspective and insight of scholars of color that are too often missing from information produced by the asset building field (people and organizations seeking to help low-income people develop assets). Communities served by the asset building field are disproportionately made up of people of color. This book captures work produced by scholars representing these communities and offers innovative and thought provoking analyses of wealth inequality. Decision-making on research, policy, and practice that fails to incorporate the knowledge of these and other asset accumulation experts of color runs the risk of being fatally flawed and irrelevant to the communities the asset building field intends to serve." --Kilolo Kijakazi, Ph.D., The Ford Foundation "An important contribution to the economics literature on wealth and to our understanding of racial and ethnic inequality. This book adds to our knowledge and understanding of the wealth positions of Latinos, Asian Americans, Hawaiians, and Native Americans and places this information in the context of black-white wealth inequality." --Cecilia A. Conrad, Department of Economics, Pomona College "This book does an outstanding job of introducing readers to a

"The Big Short" erzählt von der Erfindung einer monströsen Geldmaschine: Ein paar Hedgefond-Manager sehen das katastrophale Platzen der amerikanischen Immobilienblase nicht nur voraus, sondern sie wetten sogar im ganz großen Stil darauf. Den Kollaps des Systems befördern sie unter anderem mittels des sogenannten "shortings", Leerverkäufen von Aktien großer Investmentbanken. Doch zu jeder Wette gehört auf der anderen Seite auch einer, der sie hält. Lewis entlarvt anhand seiner Protagonisten ein System, das sich verselbständigt und mit moralischen Kategorien wie Habgier oder Maßlosigkeit längst nicht mehr zu fassen ist. Der Zusammenbruch der Finanzmärkte, so lernen wir in diesem Buch, war ein kurzer Moment der Vernunft: Der Wahnsinn hatte sich in den Jahren davor abgespielt.

This text contains recent research on the topic of justice and includes the experiences of different minority groups. It explores all relevant topics including: patterns of criminal behavior and victimization; police practices; court processing and sentencing; death penalty; prisons, and other correctional programs..

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